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Specialist advice from a team of polycystic kidney disease life insurance experts

Life insurance is an insurance policy that provides peace of mind. It means that dependants will be financially provided for in the unfortunate event of your death. There is no guaranteed payout, as there no guarantee that you will die - similarly with car insurance, it is there 'just in case' and provides comfort in knowing your loved ones will not suffer any financial hardship if you are no longer around.

The number one reason to get life insurance is to provide financial protection for your dependents to lessen the devastating effects when a household's earnings suddenly cease. Daily struggles include, but aren't limited to, paying the mortgage and household bills, any outstanding debts and long-term saving towards university or retirement. Life insurance offers a practical solution and peace of mind for loved ones to enable them to continue life without financial worries or burdens.

Sometimes life insurance is obligatory, however, as many lenders will insist on it to cover the cost of a mortgage on a property in the event of your death.

You may be concerned that because your polycystic kidney disease carries many health risks, that you won't be accepted for life insurance cover. While some insurers may be overly cautious about accepting applications, rest assured that this isn't always the case, and there is cover out there for you. All insurers have to underwrite applications they receive from customers looking for polycystic kidney disease life insurance, and need to manage their level of risk. If your life expectancy is shortened because your polycystic kidney disease is serious and you have experienced kidney failure, are awaiting a kidney transplant or carry a risk of suffering a heart attack or stroke, it can be more challenging to find an insurer that meets your needs. With iLL's comparison service, you can easily find the right specialist insurer that understands your condition and what you need from an insurance policy.

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We are the UK’s leading life insurance specialist for people with pre-existing medical conditions, hazardous occupations or extreme sports/hobbies. We are passionate about protecting families, and have helped thousands of people to protect themselves and their family.

We are experts in protection for high-risk customers and we have access to all the major insurance providers as well as specialist providers, and we have access to bespoke products specifically designed for our customers needs, so we can find you the best cover possible.

We offer clients full advice and make recommendations for life insurance to our clients to ensure that your financial needs are properly covered. As an independent life insurance specialist, we offer products from Whole Market as well as some specialist providers not available through standard companies.

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